Learn how to get your Loan Modifications Approved in 21 days or less

We have included a list of articles that go more into detail about Loan Modifications.  These should answer most questions people have.  Also visit our Questions section for frequently asked questions.  


Short Sale Basics for Homeowners

A short sale occurs when a bank agrees to accept a payoff that is less than the mortgage balance. For example, if a homeowner has a defaulted mortgage loan with Wells Fargo in the amount of $200,000, but the property is only worth $160,000, Wells Fargo may allow the homeowner to sell their property to a qualified buyer for the current value of the property and, in some cases, forgive the amount on the unpaid balance.

Short Sale Timeline

Learn more about the process and timeline of how a short sale works.

The Short Sale process

additional parties, consent, credit implications, approval timelines, business, fraud, deficiency judgement

What challenges have short sales presented for REALTOR?

The rapid increase in the number of short sales, and the short sales process itself present a number of challenges for REALTORS. Major challenges include

Houston Loan Modification Real Estate and Local Short Sale

A short sale is a sale of real estate in which the sale proceeds fall short of the balance owed on the property's loan.1 It often occurs when a borrower cannot pay the mortgage loan on their property, but the lender decides that selling the property at a moderate loss is better than pressing the borrower.

7 Short Sale Selling Mistakes

Why Some Short Sales Never Sell

How a Short Sale can help REALTORS

Whether you have done a short sale on your own or have been hearing that short sales are the way to go and don't know how to get started,weare here to help you.

Mortgage Forgiveness Debt Relief Act of 2007- ending 12/31/2014

The Mortgage Forgiveness Debt Relief Act was introduced in Congress on September 25, 2007, and became law on December 20, 2007. This act offered relief to homeowners who would formerly owe taxes on forgiven mortgage debt after facing foreclosure. The act extends such relief for three years, applying to debts discharged in calendar year 2007 through 2009

Top 5 Reasons Banks Reject Short Sale Offers

How to Increase the Odds a Bank Will Not Turn Down Your Short Sale Offer.

What is a Loan Modification

A loan modification is when the terms of your current loan are modified by your lender. This could include the term, interest rate, the type of loan, or all of the above.

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